Home loan & mortgage EMI calculator — prepayment & schedule
Plan a mortgage or home loan anywhere: monthly payment, total interest, and how a lump-sum prepayment changes the timeline. Runs in your browser — no bank login, no data sent anywhere.
What you can model
Enter property price, down payment, rate, and term. Add prepayments to compare finishing sooner versus a lower monthly payment. Export the full amortization schedule as CSV.
₹, $, and € built in
Switch region in the header for Indian rupees, US dollars, or euros. Same calculator for home loans, mortgages, car loans, and personal loans — no account required.
Share scenarios privately
Send a share link to a partner or advisor without creating an account. Numbers stay in the URL and your browser — not on our servers.
Frequently asked questions
Is my loan data stored on your servers?
No. Inputs stay in your browser session and optional local storage on your device only.
Does this match my bank’s EMI exactly?
It is a planning tool. Your lender may differ slightly on fees, insurance, or rounding.
Is it free?
Yes — no money, no sign-up, no ads blocking the calculator.